Do you really need a loan today?

It can be expensive to borrow money over a short term and borrowing may not solve your money problems.

When you take out a Munibox Loan, you should have a clear strategy or definite source of funds to repay the Loan in the 3 month time frame. If this is not the case, you must be prepared for Munibox to sell your Asset at public auction to repay the Loan. Any proceeds after repaying the loan, interest and selling costs will be returned to you.

Munibox is not a “small amount” lender. The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

You can also talk to a free and independent financial counsellor simply by calling 1800 007 007 from anywhere in Australia.